Pay off Credit Cards
As long as we carry credit card balances, we are paying extra on things we bought long ago. Eliminating our credit card debt will reduce our monthly expenses. A clear credit will give us a better credit score, to allow us to buy the car we need.
1. Do not use credit cards.
2. Pay extra on credit cards each month
3. Reduce spending elsewhere and put that money toward credit cards
A. Reduce grocery budget
B. Eat more meals at home
4. Increase income, put that money toward credit
A. Spend more time on Keen.
B. Work strategically on websites
Each month I will record my debts.
|Date||Card One||Card Two|